CTP premiums are set using a community rating by type and purpose of use of vehicle, and garaging location (Insurance Rating Districts 1 and 2).

Motor vehicles are classified into separate premium classes, with the owners of a particular class of vehicle all paying a premium within the limits based on the claims experience of that class.

Renewals processed on or before 30 June 2019

View the 2018-19 CTP Insurance Premium Schedule, which lists the premium class and amount for each type and use of vehicle.

Your premium class will remain the same until your next renewal on or after 1 July 2019.

Renewals processed on or after 1 July 2019

For renewals and new registrations on or after 1 July 2019, separate premium classes for vehicles with and without Input Tax Credit entitlement have been removed. This simplifies the premium class structure and means that the premium class for your vehicle won’t change if your ITC entitlement changes.

An additional premium class category has also been added for Rideshare vehicles.

View the premium classes for 2019-20.

Information for rideshare operators

If you use your vehicle for paid rideshare purposes, your vehicle will come under a new premium class when your registration is renewed from 1 July 2019. The new premium class recognises that your vehicle is used in a different manner to other vehicles. Putting rideshare and chauffeured vehicles into separate premium classes will ensure that their CTP premiums reflect their specific scheme risks and costs.