The table below lists the Injury Scale Value (ISV) thresholds to be eligible for compensation for your dominant accident-related injury (see below for more information about multiple injuries and dominant injuries).


Compensation type

Description

Required ISV

Non-economic loss caused by your injury

Pain and suffering caused by your injury

11-100

Economic loss/loss of earning capacity (past and future loss, excluding the first week’s loss)

The impact of your injury on your ability to work and earn an income

Future loss: 8-100

Past loss: no minimum ISV is required

Gratuitous services

Unpaid domestic work by a parent, spouse, domestic partner or child

11-100

Loss of consortium

The impact of your injuries on comfort and companionship to your spouse or domestic partner

11-100

Multiple injuries and dominant injuries

If you sustained multiple injuries as a result of the motor vehicle accident, your dominant injury is the injury with the highest ISV. Find out more about ISV medical assessments.

For more information on how multiple injuries are considered in ISV assessments, see Regulations 11 and 12 of the Civil Liability Regulations 2013.

If your ISV is 0-7

If your injuries are minor and your dominant injury is assessed with an ISV of 0-7, you may still be eligible to receive payment from the CTP Insurer for your reasonable and necessary treatment, care and therapy. You may also be eligible to claim for proven past economic loss (or loss of earning capacity) if you were employed or self-employed at the accident date and had time off work because of your injuries, noting that the first week of incapacity is not covered under Section 54(1) of the Civil Liability Act 1936.

Other payments you may be eligible for, even if you do not meet the minimum threshholds, include:

  • paid care
  • interest on proven past economic loss
  • an allowance for proven future medical expenses, or
  • an allowance for proven future paid care.